More than 1,800 employers, from mom-and-pop shops to the top general contractors in Washington state, save millions each year.


Our participants pay nearly 20% below average for workers’ comp, thanks to better safety and improved business practices.

Transportation and warehousing

In just three years, we’ve delivered more than $10 million in refunds to Washington state trucking, transportation, and warehousing employers.

Distillation, chemicals, and food processing

From breweries to orchards, Bellingham to Colfax, Washington’s growers and processors are saving thousands on workers’ comp with Approach.

Retail, wholesale, and professional services

The SMART Advantage retro serves many well-known hometown companies and frequently earns refunds far above industry average.