Approach provides safety and claims management services on behalf of the PITB and SMART Associations.  Both Associations sponsor and represent a diverse selection of retro programs and services.

The team at Approach are industry experts in the field of workers’ compensation and safety.

As a client of PITB or the SMART Association, you gain access to Approach experts and services at no additional cost through your Association membership.

Proven methods

Our data-driven methods consistently deliver premium refunds 41 percent above the average for Retro.

In fact, Approach has delivered refunds totaling more than $600 million, or more than a quarter of all refunds ever distributed through the state’s retro program.

Better yet – on average, employers who implement our proven strategies reduce the amount of money they pay to L&I by 9% in three years through their improved experience rating!