Lowering the cost of workers' comp
Approach manages seven of the top Retrospective Rating programs (or simply, retro programs) in Washington state. When your company is in retro, you can earn refunds on your workers’ comp premiums.
We serve over 2,200 employers across 5 industries. Since 1992, we’ve helped them earn more than $565 million in refunds.
How we partner together
Approach provides safety and claims services on behalf of three leading associations, each of which has been approved by the state of Washington to operate a retro program for its membership.
As an employer, you get access to Approach services through your participation in the association retro program, all at no additional charge.
Every employer within the group agrees to best practices for safety and claim management. You continue to pay L&I your workers’ comp premiums just as you always have. There are no payroll changes or administrative headaches.
The sponsoring association operates the retro group, approves new participants, and collects membership and participation fees. They also get the best job of all: issuing the refund checks!
As a third-party administrator, Approach handles safety and claims on behalf of the association. We work directly with employers to manage their workers’ comp claims. We’re on your side, fighting for your company from claim filing to closure.